For larger purchase sums (from about €1.5 million), there are banks that offer their services especially for this category of non-resident buyers. These are Private banks or special departments of regular French retail banks. Therefore, in addition to the annuity mortgage, the interest-only mortgage is also offered under certain conditions. The financing setup will be designed to be fiscally optimal.
An installment-free mortgage can be offered for wealthy clients who are willing to have part of their assets managed by a private bank specializing in this. For example, it is possible to borrow 100% interest-free, provided that 50% of the loan amount is placed with the bank as Assets Under Management.
An integral part of the services provided by the banks serving this category of clients is to minimize Impôt sur la fortune immobilière (IFI). To this end, they advise on the overall design of financing and its administrative recording.
Mortgage & Abroad makes every effort to provide its clients with the best possible service. If for any reason you as a customer are not satisfied with the service provided, Hypotheek & Buitenland has an internal complaints procedure, aimed at handling the complaint promptly and carefully.
If you have a complaint about our services, please contact us by phone or send an email explaining your complaint. The complaint procedure then takes effect.