{"id":2194,"date":"2024-06-14T14:01:29","date_gmt":"2024-06-14T14:01:29","guid":{"rendered":"https:\/\/hypotheekenbuitenland.nl\/spain\/large-loan-amounts-spain\/"},"modified":"2024-06-14T14:19:57","modified_gmt":"2024-06-14T14:19:57","slug":"large-loan-amounts-spain","status":"publish","type":"page","link":"https:\/\/hypotheekenbuitenland.nl\/en\/spain\/large-loan-amounts-spain\/","title":{"rendered":"Large loan amounts Spain"},"content":{"rendered":"

Large loan amounts Spain<\/h1><\/div><\/div><\/div><\/div><\/div>
<\/div>
<\/div><\/div>
<\/div><\/div><\/div><\/div><\/div><\/div><\/div>

Large loan amounts Spain<\/h2><\/div>
<\/div>\n

For larger purchase sums (from about \u20ac1.5 million), there are banks that offer their services especially for this category of non-resident buyers. These are Private banks or special departments of regular Spanish retail banks. Therefore, in addition to the annuity mortgage, the interest-only mortgage is also offered under certain conditions. The financing setup will be designed to be fiscally optimal.<\/p>\n

<\/div>\n<\/div>

<\/i><\/i><\/span>Redemption-free<\/span><\/a><\/h4><\/div>
\n

An installment-free mortgage can be offered for wealthy clients who are willing to have part of their assets managed by a private bank specializing in this. For example, it is possible to borrow 100% interest-free, provided that 50% of the loan amount is placed with the bank as “Assets Under Management.<\/p>\n<\/div><\/div><\/div>

<\/i><\/i><\/span>Impuesto sobre el Patriminio<\/span><\/a><\/h4><\/div>
\n

An integral part of the services provided by the banks serving this category of clients is to minimize the Spanish wealth tax the Impuesto sobre el Patriminio. To this end, they advise on the overall design of funding and its administrative recording.<\/p>\n<\/div><\/div><\/div><\/div><\/div>